Real estate appraisal services for homeowners in the city of Bristol and Bristol CountyCheck out the top reasons Rhode Island homeowners hire Rose Appraisal Associates:
At Rose Appraisal Associates, we understand the individual needs of a homeowner in need of appraisal services. Our usual business clients are used to the appraisal process and the customary reporting formats. As our client, we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions. For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Rose Appraisal Associates, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value estimation than yours.Challenging Bristol County's assessment of your propertyLet's say you live in an area that's going down -- your local tax assessor may have your home overvalued. That means you are going to pay more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Rose Appraisal Associates is your perfect weapon when challenging your property tax assessment.Need to remove PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to save money for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are qualified in helping consumers just like you rid themselves of undesirable PMI insurance.Recently got a freeze to your HELOC?Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Rose Appraisal Associates can help you reinstate your HELOC.Do You Need Field and Desktop Appraisal Review Services?Do you need a seasoned expert to double-check your appraisal for preciseness, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Rose Appraisal Associates offers field reviews where we'll go out and check the subject and comparables. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal you may have had done before. Although most appraisal reviews are commissioned by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are prudent to invest in a second opinion. |
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